Insurance Blog
Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Is Joint Life Insurance a Good Idea?
Posted: April 7, 2023
Is Joint Life Insurance a Good Idea?Joint life insurance comes with several appealing benefits. Rather than covering one spouse, the insurance covers both spouses – but only pays one death benefit – when one partner dies. This type of insurance can be more affordable than buying two separate life insurance policies. How does Joint Life Insurance Work? Joint life insurance comes in two different types, called “first-to-die” and “second-to-die.” With first-to-die,...
Health Insurance Frequently Asked Questions
Posted: March 25, 2023
Health Insurance Frequently Asked QuestionsIf you have questions about health insurance, we offer answers to some of the most common questions we hear from our clients. Which health insurance plan is the best? No health insurance plan is the best for everyone. Each individual and family has a unique situation with regard to income from work, the number of children, and medical conditions. Choosing the best health insurance requires...
GoFundMe vs. Life Insurance: What You Should Know
Posted: March 22, 2023
GoFundMe vs. Life Insurance: What You Should KnowYou have likely seen a GoFundMe page for someone who suddenly passed away. GoFundMe pages allow others to donate to pay for final expenses or to help the family. These crowdfunding activities may be successful but come with some serious drawbacks. The family left behind is asking others for funds, adding stress to one of life’s most challenging times. Life insurance is a far more...
6 Common Mistakes When Shopping for Health Insurance
Posted: March 10, 2023
6 Common Mistakes When Shopping for Health InsuranceWe all need health insurance, but choosing the right coverage can be difficult. If you sign up for the wrong plan, you may discover your error when it is too late. Watch out for these five common mistakes: 1. Choosing a plan based on premium costs alone. If you have a health condition that requires ongoing medical care, you will likely be better served with...
What is Term Life Insurance, and How Does it Work?
Posted: March 7, 2023
What is Term Life Insurance, and How Does it Work?Term life insurance is the most affordable form of life insurance. It provides coverage for a specific period, typically 10 to 30 years. A contract between you and an insurance company is established which, as long as you pay your monthly premiums, should you die unexpectedly, a death benefit will be paid to your beneficiaries – generally the spouse or children, but any individual, organization,...